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Does Medicare Cover My Walk-In Tub?
Medicare does not currently cover the cost of a Safe Step walk in tub however there are other ways of paying for your walk in tub.
Oklahoma Bath Professionals is proud to partner with a number of finance companies to offer you affordable and competitive payment plans. During your in-home consultation, our expert will review an array of financing options tailored to meet your needs, including opportunities to purchase your walk-in tub through low monthly payments.
You Have Options
Although there are a variety of options to help paying for walk-in tubs, these opportunities are not offered for everyone. Here are some options our walk-in tub customers may be interested in:
U.S. Department of Agriculture
In certain cases the USDA helps paying for walk-in tubs to support elderly, low income, residents of rural areas make home modifications to enable aging in place. In these cases, grants can be used for home and safety improvements including the addition of a walk in tub to one’s bathroom.
Some states have non-Medicaid financial assistance programs for the elderly that can be used for home modifications such as walk in tubs. Unfortunately, only a handful of states have these programs at present.
In some cases non-profit organizations have community initiatives to offset installation costs of a walk-in tub. These organizations typically do not pay for the cost of materials, including the cost of the tub. One of these programs is called Rebuilding Together.
Are You a Veteran?
The Home Improvements Structural Alterations (HISA) program states Veterans with service-connected disabilities or Veterans with non-service-connected disabilities may receive assistance for any home improvement necessary for the continuation of treatment or for disability access to the home and essential lavatory and sanitary facilities. The HISA doesn’t cover assistance for a spa, hot tub, or jacuzzi. For more information, contact a Veteran Affairs representative.
When a walk-in tub is purchased for medical safety reasons, it may be considered a medical expense and therefore under the materials and the installation costs could be tax deductible as a Medical and Dental Expense. If you are caring for an elderly parent in your home and make a home modification that includes the addition of a walk-in tub, you may be able to claim the expense under the Dependent Care Tax Credit. Be sure to ask your accountant or tax adviser for details.
We make the purchase of your walk-In tub or shower a simple process. You won’t need to worry about hidden fees, so you can easily find the product to accommodate your budget. Contact us today to schedule a consultation so you can choose the perfect product to meet your needs.
During your in-home consultation, our experts will review your financing options for walk-in tub cost tailored to meet your needs, including options for low monthly payments and discounts you may be eligible to receive.
At this time Medicare only provides assistance for Durable Medical Equipment (DME). A walk-in tub is not considered a DME, but a convenience rather than a medical necessity. In addition, walk-in tubs are available for anyone and not exclusive to Medicare beneficiaries or adults with special needs.
There may be rare situations in which Medicare does provide assistance in the form of reimbursement after the purchase if the walk-in tub is considered an absolute medical necessity. The beneficiary would need a medical diagnosis that proves their need and a written prescription that outlines the reasons for needing a walk-in tub to be covered by Medicare. There is no guarantee of Medicare’s assistance with purchasing a walk-in tub or shower.
Those who help families and beneficiaries understand paying for senior care recommend thinking of a walk-in tub as an out-of-pocket purchase, and, if submitting a claim, should be financially prepared to pay the full cost including installation or look for other sources of assistance.
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